Finance Calculators (Page 6)

Mortgage, loans, investment returns, salaries tax, savings and more.

Compute MVA: market value added equals the current market value minus the capital invested.

Compute ROCE: return on capital employed = EBIT ÷ capital employed (total assets minus current liabilities).

Sum the last four quarters to get the TTM figure, and optionally compute the TTM P/E from the share price (using EPS inputs).

Compute the hedge ratio: hedge position ÷ total exposure — how much of the portfolio's market risk is already covered by hedging.

Compute the optimal hedge ratio = correlation × (spot price SD ÷ futures price SD), the share of exposure to hedge with futures.

From amount, expected return and expense ratio, see the effective annual return, future value and total cost of holding a Bitcoin ETF.

With the utility function U(x)=√x, compute the expected utility of two uncertain outcomes: EU = Σ probability × √amount.

Using the parametric method, compute Value at Risk: VaR = |expected return − z-score × √days × standard deviation| × portfolio value.

Split after-tax income into 50% needs, 30% wants and 20% saving/debt, to build a personal budget quickly.

Multiply monthly essential expenses by the target months to work out how much emergency reserve to set aside.

Net worth = total assets minus total liabilities. Take stock of your finances in one view.

Estimate the final balance, principal and interest of savings under compounding and regular contributions.