Finance Calculators (Page 9)

Mortgage, loans, investment returns, salaries tax, savings and more.

From total consumption and disposable income, compute the average propensity to consume (APC), average propensity to save (APS) and amount saved.

Adjust the bank and book balances for outstanding items to confirm both adjusted balances match (difference = 0).

Split the advertised jackpot into 30 growing annual payments to see the first, last and total payout.

Compare the after-tax cash lump sum with the after-tax 30-year annuity for a Powerball jackpot using a single combined tax rate.

Compare the lump-sum cash option with the 30-year annuity for a Mega Millions jackpot, with tax rough estimates.

Fit a log-normal distribution using the median and 90th-percentile anchors to estimate your income percentile within a population.

From the property price and down-payment ratio, instantly work out the cash deposit you need and the mortgage loan to borrow from the bank.

Estimate a property's cap rate and implied value from net operating income and market value.

Compute the mortgage loan-to-value ratio from loan amount and property value, and the required down payment.

Divide a property's total price by its area to get the price per square foot (or per square meter) for easy comparison across listings.

From property price and annual gross rent, compute the gross rent multiplier (GRM) — how many years of rent equal the price, to quickly gauge value.

Enter the occupied units and total units to get the occupancy rate and the vacancy rate, assessing a property or hotel's letting performance.