Finance Calculators (Page 36)

Calculate the monthly payment and balloon payment of a partially amortized loan: the payment uses a longer full amortization term, leaving an unpaid balance (balloon) at the shorter maturity.

LIFO Inventory Calculator

Under LIFO, compute COGS and ending inventory: sold units take the most recent batch cost first; remaining use earlier batches.

AFFO / FFO Calculator (REIT Funds from Operations)

Compute a REIT's Funds From Operations (FFO) and Adjusted FFO (AFFO): FFO = net income + depreciation & amortisation - gain on property sales; AFFO = FFO - recurring capex - straight-line rent adjustment.

Compute the new salary and raise amount after a raise: raise amount = old salary × raise percentage; new salary = old salary + raise amount.

Overtime Pay Calculator

Compute total pay with overtime: regular pay = wage × regular hours; overtime pay = wage × multiplier × overtime hours; total is the sum.

Compute a portion of annual salary by the actual working days: prorated salary = annual salary × actual work days ÷ full-year work days.

Mileage Reimbursement Calculator

From the business miles driven, a per-mile rate and other expenses, work out the total mileage reimbursement claim.

Billable Hours Calculator

Split total work hours into billable and non-billable: total = hours/day x days; billable = total x billable %; the rest is non-billable.

Future Salary Calculator

Estimate your salary after years of fixed-rate raises, using compound growth: future salary = current salary × (1 + annual raise rate)^years.

Salary Inflation Calculator

See the real value of your salary after inflation erodes it: real value = salary ÷ (1 + inflation rate)^years; purchasing-power loss = salary − real value.

Bill Rate Calculator

Work out a sustainable hourly bill rate for freelancers: rate = (target income + overhead) x (1 + profit %) / billable hours per year.

Gratuity Calculator

Estimate end-of-service gratuity from last salary and years of service under the minimum severance/gratuity rules.