Calculatorism

Finance Calculators (Page 31)

Mortgage, loans, investment returns, salaries tax, savings and more.

Bond Coupon Payment Calculator

Work out the coupon paid per period and the total annual coupon from a bond's face value, coupon rate and frequency.

From EBIT and interest expense, compute the times interest earned (TIE) ratio, measuring a company's ability to cover its interest payments.

After-Tax Cost of Debt Calculator

From pre-tax cost of debt and tax rate, compute the after-tax cost of debt (after-tax cost of debt), the real borrowing cost after the interest tax shield.

Bond Price Calculator

Estimate a bond's theoretical clean price by discounting its coupon payments and face value at a given yield.

Bond Equivalent Yield (BEY) Calculator

From face value, purchase price and days to maturity, compute the bond equivalent yield (annualised, 365-day basis).

Credit Spread Calculator

From a bond yield and the risk-free rate, compute the credit spread (yield spread) that compensates for default risk.

Debt Service Coverage Ratio (DSCR) Calculator

From net operating income and total debt service, compute the DSCR — the ability to cover debt payments from operating income.

Defensive Interval Ratio (DIR) Calculator

From liquid assets and annual operating expenses, compute the defensive interval (in days) — how long a firm survives with no new revenue.

Effective Duration Calculator

From a bond's initial price and its repriced values when yield rises and falls, compute the effective duration — the bond's interest-rate sensitivity.

Bond Convexity Calculator

From the price at an initial yield and at yields up/down, estimate the bond's convexity — the curvature of the price-yield curve.

Taxable Equivalent Yield Calculator

From a tax-free investment's yield and your applicable tax rate, compute the taxable equivalent yield (TEY) to compare tax-free bonds with taxable investments fairly.

Altman Z-Score Calculator

Estimate a company's bankruptcy-risk Z-score from five financial ratios (manufacturing model).