Hong Kong MPF Calculator
Enter your monthly relevant income. The calculator estimates MPF contributions at 5% each for employee and employer, with a floor of HK$7,100 and a ceiling of HK$30,000.
輸入資料
計算結果
重點速覽：Mandatory MPF contributions: the employee and the employer each contribute 5% of the relevant income. The relevant income floor is HK$7,100 (below which no employee contribution is required); the contribution ceiling is HK$30,000 (in effect from June 2024), above which no mandatory contribution is charged, so the maximum per person is HK$1,500 per month. Total contribution = employee + employer. Voluntary contributions (such as Tax-Deductible Voluntary Contributions, TVC) are not counted here. This calculator gives an estimate; the actual amount follows the MPF scheme trustee.
計算公式
Relevant income = min(max(income, 0), 30,000), but 0 if < 7,100
Contribution = 5% × relevant income (employee = employer)
Total = employee + employer
$$B = \min(\max(I,0),30000)$$$$C = 0.05\,B\ (I\ge 7100)\text{ else }0$$$$T = 2C$$使用說明
- Enter your monthly relevant income (HK$).
- The calculator outputs the employee, employer and total contributions.
理財情境案例
At the ceiling
30,000.
Employee 1,500, employer 1,500, total 3,000.
High earner, capped
80,000.
Still based on 30,000; 1,500 each, total 3,000.
常見問題
Why doesn't it rise for high earners?
The contribution ceiling is HK$30,000; income above it is exempt from mandatory contributions, protecting high earners from excessive deductions.
What is the floor for?
Employees earning below HK$7,100 monthly may opt out of contributions (the employer still contributes 5% of the actual income), easing the burden on low-income workers.
相關工具
參考資料
Reviewed by the Hong Kong Calculator finance team. Calculation logic and formulas follow the personal finance guidance of the Hong Kong Monetary Authority (HKMA) and the Investor and Financial Education Council (IFEC). Results are for reference only; please refer to the relevant authorities for the latest figures.